Financial Comfort Zone

Total 7 Posts

Credo’s Wheel of Life Framework

Since 2015, Credo has surveyed tens of thousands of Canadian investors asking them to self-report with respect to their sentiments about nine important factors that relate to their lives.  These factors include their feelings of: Financial Well-being Intellectual Engagement Purposeful Pursuits (read: work, whether paid or not) Leisure & Recreation Health & Physical Fitness Home…

Advisors Load Clients’ Portfolios With Proprietary Products

Question: So What? Credo has concluded a two year research investigation into the subject of financial advisors loading their clients’ investment portfolios with their affiliated companies’ financial products (a.k.a. Proprietary Product Loading or PPL.)  What Credo found, in short, is that investors who work with advisors who are associated with a dealership that also has…

Looking for a new advisor?

Are Canadian investors looking to change their advisors? A full 67% say they are not. But that leaves a third of Canadian investors who say they would consider finding a new financial advisor. Let’s consider the Canadians who are thinking of changing advisors.  Our research results are a product of the ongoing Financial Comfort Zone…

Canadians’ Concerns About Outliving Finances

Below are the recently measured levels of concern among Canadians investors regarding the possibility of outliving their finances.  To frame this analysis, we look first at Canadians’ investable assets and then at age groups.  These two factors show immediately that there is considerable variance in the levels of concern that investors have about the possibility of…